Worth a second look
This cession adds $240M PML to the same quake zone as 3 live treaties. Combined, it crosses your appetite line.
Exposure profile
Read in one pass
<60s
a 1,200-page submission, the wording, and 5 years of loss runs — summarized, every claim cited.
Source · cited by ARIA
Treaty wording · §4.2 Hours Clause
168 consecutive hours for windstorm; 504 hours for earthquake and fire following.
Every figure links back to the source clause.
Pricing rationale · draft
Technical price runs 8% above the quote. Loss-ratio trend is deteriorating in the coastal zone. Recommend: refer for facultative review.
drafted by ARIA · you approve, edit, or reject
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Atlas P&C — Property Cat XoL
Layer 3 of 4 · APAC · 1 Jan renewal
EXTRACTED
Reinstatements: 2 at 100% · Hours clause: 168h
ARIA · COMPARABLES
12 similar treaties priced this renewal ↑